:root {
    --gold: #b8860b;
    --gold-light: #d4a017;
    --gold-bright: #f0c040;
    --gold-pale: #fdf3d8;
    --gold-border: rgba(184, 134, 11, 0.18);
    --white: #ffffff;
    --off-white: #fafaf8;
    --light: #f5f3ee;
    --light2: #ede9e0;
    --text: #1a1a1a;
    --text-mid: #4a4540;
    --text-dim: #7a7068;
    --line: rgba(184, 134, 11, 0.15);
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    background: var(--white);
    color: var(--text);
    font-family: "Lato", sans-serif;
    overflow-x: hidden;
}

::-webkit-scrollbar {
    width: 5px;
}

::-webkit-scrollbar-track {
    background: var(--light);
}

::-webkit-scrollbar-thumb {
    background: var(--gold-light);
    border-radius: 3px;
}

/* ---- NAV ---- */
nav {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 14px 60px;
    background: rgba(255, 255, 255, 0.97);
    backdrop-filter: blur(10px);
    border-bottom: 1px solid var(--line);
    box-shadow: 0 2px 20px rgba(0, 0, 0, 0.06);
    transition: padding 0.3s;
}

.nav-logo {
    display: flex;
    align-items: center;
    gap: 12px;
}

.nav-logo-img {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    object-fit: cover;
    border: 2px solid var(--gold-light);
    box-shadow: 0 0 10px rgba(184, 134, 11, 0.2);
}

.nav-brand-name {
    font-family: "Playfair Display", serif;
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--text);
    letter-spacing: 0.02em;
    line-height: 1.2;
}

.color-footer {
    color: var(--light);
}

.nav-brand-sub {
    font-family: "Lato", sans-serif;
    font-size: 0.58rem;
    font-weight: 400;
    letter-spacing: 0.22em;
    color: var(--gold);
    text-transform: uppercase;
    display: block;
}

.nav-links {
    display: flex;
    align-items: center;
    gap: 30px;
    list-style: none;
}

.nav-links a {
    text-decoration: none;
    color: var(--text-mid);
    font-size: 0.82rem;
    font-weight: 700;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    transition: color 0.25s;
    position: relative;
}

.nav-links a::after {
    content: "";
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--gold-light);
    transition: width 0.3s;
}

.nav-links a:hover {
    color: var(--gold);
}

.nav-links a:hover::after {
    width: 100%;
}

.nav-cta {
    background: var(--gold-light) !important;
    color: #fff !important;
    padding: 9px 22px;
    border-radius: 4px;
    font-size: 0.78rem !important;
    letter-spacing: 0.08em !important;
    font-weight: 700 !important;
    transition: all 0.3s !important;
    box-shadow: 0 3px 12px rgba(184, 134, 11, 0.25);
}

.nav-cta::after {
    display: none !important;
}

.nav-cta:hover {
    background: var(--gold) !important;
    box-shadow: 0 5px 18px rgba(184, 134, 11, 0.35) !important;
    transform: translateY(-1px);
}

/* ---- HERO ---- */
.hero {
    min-height: 100vh;
    display: flex;
    align-items: center;
    background: linear-gradient(135deg,
            var(--off-white) 0%,
            var(--white) 50%,
            var(--gold-pale) 100%);
    padding: 120px 60px 80px;
    position: relative;
    overflow: hidden;
}

.hero::before {
    content: "";
    position: absolute;
    top: -100px;
    right: -100px;
    width: 600px;
    height: 600px;
    border-radius: 50%;
    background: radial-gradient(circle,
            rgba(212, 160, 23, 0.08) 0%,
            transparent 70%);
    pointer-events: none;
}

.hero::after {
    content: "";
    position: absolute;
    bottom: -80px;
    left: -80px;
    width: 400px;
    height: 400px;
    border-radius: 50%;
    background: radial-gradient(circle,
            rgba(184, 134, 11, 0.06) 0%,
            transparent 70%);
    pointer-events: none;
}

.hero-inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
    width: 100%;
    position: relative;
    z-index: 2;
}

.hero-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: var(--gold-pale);
    border: 1px solid var(--gold-border);
    border-radius: 20px;
    padding: 6px 16px;
    margin-bottom: 24px;
}

.hero-eyebrow-dot {
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--gold-light);
}

.hero-eyebrow-text {
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--gold);
}

.hero h1 {
    font-family: "Playfair Display", serif;
    font-size: clamp(2.6rem, 4.5vw, 4.2rem);
    font-weight: 700;
    line-height: 1.12;
    color: var(--text);
    margin-bottom: 10px;
}

.hero h1 em {
    font-style: italic;
    color: var(--gold);
}

.hero-sub {
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.3em;
    text-transform: uppercase;
    color: var(--text-dim);
    margin-bottom: 28px;
}

.hero-desc {
    font-size: 1.05rem;
    line-height: 1.85;
    color: var(--text-mid);
    font-weight: 300;
    max-width: 480px;
    margin-bottom: 40px;
}

.hero-btns {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
}

.btn-gold {
    display: inline-block;
    background: linear-gradient(135deg,
            var(--gold-light),
            var(--gold-bright));
    color: #fff;
    padding: 14px 34px;
    font-family: "Lato", sans-serif;
    font-size: 0.82rem;
    font-weight: 700;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    text-decoration: none;
    border: none;
    cursor: pointer;
    border-radius: 4px;
    box-shadow: 0 4px 18px rgba(184, 134, 11, 0.3);
    transition: all 0.3s;
}

.btn-gold:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 28px rgba(184, 134, 11, 0.4);
}

.btn-outline {
    display: inline-block;
    background: transparent;
    color: var(--text);
    padding: 13px 32px;
    font-family: "Lato", sans-serif;
    font-size: 0.82rem;
    font-weight: 700;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    text-decoration: none;
    border: 2px solid var(--gold-border);
    cursor: pointer;
    border-radius: 4px;
    transition: all 0.3s;
}

.btn-outline:hover {
    border-color: var(--gold-light);
    color: var(--gold);
    background: var(--gold-pale);
}

/* Hero Right */
.hero-right {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.hero-card {
    background: var(--white);
    border: 1px solid var(--line);
    border-radius: 12px;
    padding: 24px 28px;
    display: flex;
    align-items: center;
    gap: 18px;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.05);
    transition:
        transform 0.3s,
        box-shadow 0.3s;
}

.hero-card:hover {
    transform: translateX(6px);
    box-shadow: 0 6px 28px rgba(0, 0, 0, 0.09);
}

.hero-card-icon {
    font-size: 1.8rem;
    width: 52px;
    height: 52px;
    background: var(--gold-pale);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.hero-card-title {
    font-weight: 700;
    font-size: 0.95rem;
    color: var(--text);
    margin-bottom: 4px;
}

.hero-card-desc {
    font-size: 0.82rem;
    color: var(--text-dim);
    font-weight: 300;
}

/* ---- STATS ---- */
.stats-bar {
    background: var(--gold-light);
    padding: 40px 60px;
    display: flex;
    justify-content: center;
    gap: 80px;
    flex-wrap: wrap;
}

.stat-item {
    text-align: center;
}

.stat-num {
    font-family: "Playfair Display", serif;
    font-size: 2.8rem;
    font-weight: 700;
    color: #fff;
    display: block;
    line-height: 1;
}

.stat-label {
    font-size: 0.7rem;
    font-weight: 700;
    letter-spacing: 0.2em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.75);
    margin-top: 8px;
    display: block;
}

/* ---- SECTIONS ---- */
section {
    padding: 90px 60px;
}

.section-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 14px;
}

.eyebrow-line {
    width: 28px;
    height: 2px;
    background: var(--gold-light);
    border-radius: 1px;
}

.eyebrow-text {
    font-size: 0.68rem;
    font-weight: 700;
    letter-spacing: 0.26em;
    text-transform: uppercase;
    color: var(--gold);
}

.section-title {
    font-family: "Playfair Display", serif;
    font-size: clamp(2rem, 3.5vw, 3rem);
    font-weight: 700;
    color: var(--text);
    line-height: 1.2;
    margin-bottom: 16px;
}

.section-title em {
    font-style: italic;
    color: var(--gold);
}

.section-desc {
    font-size: 1rem;
    line-height: 1.8;
    color: var(--text-mid);
    font-weight: 300;
    max-width: 520px;
}

/* ---- SERVICES ---- */
#services {
    background: var(--off-white);
}

.services-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-end;
    margin-bottom: 60px;
    flex-wrap: wrap;
    gap: 28px;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(290px, 1fr));
    gap: 24px;
}

.service-card {
    background: var(--white);
    border: 1px solid #ece8df;
    border-radius: 12px;
    padding: 36px 32px;
    position: relative;
    overflow: hidden;
    transition: all 0.35s;
    cursor: default;
    box-shadow: 0 2px 12px rgba(0, 0, 0, 0.04);
}

.service-card::after {
    content: "";
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg,
            var(--gold-light),
            var(--gold-bright));
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.35s;
    border-radius: 0 0 2px 2px;
}

.service-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 12px 36px rgba(0, 0, 0, 0.1);
    border-color: var(--gold-border);
}

.service-card:hover::after {
    transform: scaleX(1);
}

.service-num {
    position: absolute;
    top: 16px;
    right: 20px;
    font-family: "Playfair Display", serif;
    font-size: 3rem;
    font-weight: 700;
    color: rgba(184, 134, 11, 0.07);
    line-height: 1;
}

.service-icon {
    font-size: 1.8rem;
    margin-bottom: 18px;
    display: block;
}

.service-name {
    font-size: 0.9rem;
    font-weight: 900;
    letter-spacing: 0.06em;
    color: var(--text);
    margin-bottom: 10px;
    text-transform: uppercase;
}

.service-desc {
    font-size: 0.88rem;
    line-height: 1.7;
    color: var(--text-dim);
    font-weight: 300;
}

/* ---- LOANS ---- */
#loans {
    background: var(--white);
}

.loans-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 70px;
    align-items: start;
    margin-top: 55px;
}

.loan-item {
    display: flex;
    align-items: center;
    gap: 16px;
    padding: 18px 0;
    border-bottom: 1px solid #f0ece4;
    transition: all 0.25s;
    cursor: default;
}

.loan-item:hover {
    padding-left: 8px;
}

.loan-item:hover .loan-dot {
    background: var(--gold-bright);
    box-shadow: 0 0 8px rgba(212, 160, 23, 0.5);
    transform: scale(1.4);
}

.loan-dot {
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: var(--gold-light);
    flex-shrink: 0;
    transition: all 0.25s;
}

.underline-none {
    text-decoration: none;
    color: var(--text);
}

.loan-name {
    font-size: 0.97rem;
    font-weight: 400;
    flex: 1;
}

.loan-badge {
    font-size: 0.62rem;
    font-weight: 700;
    letter-spacing: 0.12em;
    padding: 3px 10px;
    background: var(--gold-pale);
    border: 1px solid var(--gold-border);
    color: var(--gold);
    border-radius: 10px;
    text-transform: uppercase;
}

.loans-cta-box {
    background: linear-gradient(135deg, var(--gold-pale), #fff8e8);
    border: 1px solid var(--gold-border);
    border-radius: 16px;
    padding: 48px 42px;
    position: sticky;
    top: 90px;
    box-shadow: 0 8px 32px rgba(184, 134, 11, 0.1);
}

.loans-cta-box h3 {
    font-family: "Playfair Display", serif;
    font-size: 1.7rem;
    font-weight: 700;
    color: var(--text);
    margin-bottom: 14px;
    line-height: 1.3;
}

.loans-cta-box h3 em {
    color: var(--gold);
    font-style: italic;
}

.loans-cta-box p {
    font-size: 0.92rem;
    line-height: 1.75;
    color: var(--text-mid);
    margin-bottom: 32px;
    font-weight: 300;
}

/* ---- PARTNERS ---- */
#partners {
    background: var(--off-white);
    text-align: center;
}

.partners-intro {
    max-width: 580px;
    margin: 0 auto 60px;
}

.partners-grid {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 14px;
    max-width: 880px;
    margin: 0 auto;
}

/* .partner-pill {
    width: 100px;
    height: 100px;



    transition: all 0.3s;
    cursor: default;
} */

.partner-pill img {
    width: 100px;
    border-radius: 10px;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.04);
}

.partner-pill:hover {
    border-color: var(--gold-light);
    color: var(--gold);
    background: var(--gold-pale);
    transform: translateY(-3px);
    box-shadow: 0 6px 20px rgba(184, 134, 11, 0.15);
}

/* ---- WHY US ---- */
#why {
    background: var(--white);
}

.why-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
    gap: 24px;
    margin-top: 55px;
}

.why-card {
    background: var(--off-white);
    border: 1px solid #ece8df;
    border-radius: 10px;
    padding: 32px 28px;
    transition: all 0.3s;
}

.why-card:hover {
    background: var(--gold-pale);
    border-color: var(--gold-border);
    transform: translateY(-3px);
}

.why-icon {
    font-size: 1.6rem;
    margin-bottom: 14px;
    display: block;
}

.why-title {
    font-size: 0.88rem;
    font-weight: 900;
    color: var(--text);
    margin-bottom: 8px;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.why-desc {
    font-size: 0.85rem;
    color: var(--text-dim);
    line-height: 1.65;
    font-weight: 300;
}

/* ---- EMI ---- */
#emi {
    background: var(--off-white);
}

.emi-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 70px;
    align-items: center;
    margin-top: 55px;
}

.emi-form {
    display: flex;
    flex-direction: column;
    gap: 26px;
}

.form-label {
    display: block;
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--text-mid);
    margin-bottom: 10px;
}

.form-group input[type="range"] {
    width: 100%;
    -webkit-appearance: none;
    height: 5px;
    border-radius: 3px;
    background: linear-gradient(to right,
            var(--gold-light) var(--val, 20%),
            #e0d9ce var(--val, 20%));
    cursor: pointer;
    outline: none;
}

.form-group input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: var(--gold-light);
    border: 3px solid #fff;
    box-shadow: 0 2px 8px rgba(184, 134, 11, 0.3);
    cursor: pointer;
}

.range-display {
    text-align: right;
    font-family: "Playfair Display", serif;
    font-size: 1.3rem;
    font-weight: 700;
    color: var(--gold);
    margin-top: 6px;
}

.emi-results {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.emi-card {
    background: var(--white);
    border: 1px solid #ece8df;
    border-radius: 12px;
    padding: 26px 28px;
    display: flex;
    align-items: center;
    gap: 20px;
    box-shadow: 0 3px 12px rgba(0, 0, 0, 0.04);
    transition: all 0.3s;
}

.emi-card:hover {
    border-color: var(--gold-border);
    box-shadow: 0 6px 24px rgba(184, 134, 11, 0.1);
}

.emi-card-icon {
    font-size: 1.5rem;
    width: 50px;
    height: 50px;
    background: var(--gold-pale);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.emi-card-label {
    font-size: 0.68rem;
    font-weight: 700;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--text-dim);
    margin-bottom: 6px;
}

.emi-card-value {
    font-family: "Playfair Display", serif;
    font-size: 1.7rem;
    font-weight: 700;
    color: var(--gold);
}

/* ---- ABOUT ---- */
#about {
    background: var(--white);
}

.about-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: start;
    margin-top: 55px;
}

.about-text p {
    font-size: 1rem;
    line-height: 1.9;
    color: var(--text-mid);
    margin-bottom: 20px;
    font-weight: 300;
}

.gold-divider {
    width: 50px;
    height: 3px;
    background: linear-gradient(90deg, var(--gold-light), transparent);
    border-radius: 2px;
    margin: 24px 0;
}

.team-cards {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.team-card {
    background: var(--off-white);
    border: 1px solid #ece8df;
    border-radius: 12px;
    padding: 28px 32px;
    display: flex;
    align-items: center;
    gap: 22px;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.04);
    transition: all 0.3s;
}

.team-card:hover {
    border-color: var(--gold-border);
    background: var(--gold-pale);
    box-shadow: 0 6px 24px rgba(184, 134, 11, 0.1);
}

.team-avatar {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    background: linear-gradient(135deg,
            var(--gold-light),
            var(--gold-bright));
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: "Playfair Display", serif;
    font-size: 1.2rem;
    font-weight: 700;
    color: #fff;
    flex-shrink: 0;
    box-shadow: 0 4px 14px rgba(184, 134, 11, 0.3);
}

.team-role {
    font-size: 0.65rem;
    font-weight: 700;
    letter-spacing: 0.2em;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 4px;
}

.team-name {
    font-family: "Playfair Display", serif;
    font-size: 1.3rem;
    font-weight: 700;
    color: var(--text);
}

/* ---- CONTACT ---- */
#contact {
    background: var(--off-white);
}

.contact-layout {
    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: 70px;
    margin-top: 55px;
}

.contact-info {
    display: flex;
    flex-direction: column;
    gap: 28px;
}

.contact-item {
    display: flex;
    gap: 16px;
    align-items: flex-start;
}

.contact-icon {
    font-size: 1.2rem;
    width: 44px;
    height: 44px;
    background: var(--gold-pale);
    border: 1px solid var(--gold-border);
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.contact-item-label {
    font-size: 0.65rem;
    font-weight: 700;
    letter-spacing: 0.2em;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 6px;
}

.contact-item-value {
    font-size: 0.95rem;
    color: var(--text);
    line-height: 1.65;
}

.contact-item-value a {
    color: var(--text);
    text-decoration: none;
    transition: color 0.25s;
}

.contact-item-value a:hover {
    color: var(--gold);
}

.contact-form {
    background: var(--white);
    border: 1px solid #ece8df;
    border-radius: 16px;
    padding: 44px 40px;
    box-shadow: 0 6px 28px rgba(0, 0, 0, 0.06);
}

.contact-form h3 {
    font-family: "Playfair Display", serif;
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--text);
    margin-bottom: 28px;
}

.contact-form h3 em {
    color: var(--gold);
    font-style: italic;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

.cf-group {
    margin-bottom: 18px;
}

.cf-group label {
    display: block;
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--text-mid);
    margin-bottom: 8px;
}

.cf-group input,
.cf-group select,
.cf-group textarea {
    width: 100%;
    background: var(--off-white);
    border: 1.5px solid #e4dfd5;
    color: var(--text);
    padding: 12px 16px;
    font-family: "Lato", sans-serif;
    font-size: 0.92rem;
    font-weight: 400;
    outline: none;
    transition:
        border-color 0.25s,
        background 0.25s;
    border-radius: 6px;
    resize: none;
}

.cf-group input::placeholder,
.cf-group textarea::placeholder {
    color: #bbb;
}

.cf-group input:focus,
.cf-group select:focus,
.cf-group textarea:focus {
    border-color: var(--gold-light);
    background: #fff;
}

.cf-group textarea {
    height: 110px;
}

/* ---- FOOTER ---- */
footer {
    background: var(--text);
    color: #ccc;
    padding: 60px 60px 36px;
}

.footer-top {
    display: flex;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 48px;
    margin-bottom: 50px;
}

.footer-brand {
    max-width: 300px;
}

.footer-logo-row {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 16px;
}

.footer-logo-img {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    object-fit: cover;
    border: 2px solid var(--gold-dim);
}

.footer-brand-name {
    font-family: "Playfair Display", serif;
    font-size: 1rem;
    font-weight: 700;
    color: #fff;
}

.footer-brand-text {
    font-size: 0.82rem;
    line-height: 1.7;
    color: #888;
    font-weight: 300;
}

.footer-col h4 {
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.2em;
    text-transform: uppercase;
    color: var(--gold-light);
    margin-bottom: 18px;
}

.footer-col ul {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.footer-col a {
    text-decoration: none;
    color: #888;
    font-size: 0.88rem;
    transition: color 0.25s;
    font-weight: 300;
}

.footer-col a:hover {
    color: var(--gold-light);
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    padding-top: 28px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 12px;
}

.footer-copy {
    font-size: 0.78rem;
    color: #555;
}

.footer-copy span {
    color: var(--gold-light);
}

.footer-disc {
    font-size: 0.72rem;
    color: #444;
}

/* ---- WHATSAPP FAB ---- */
.whatsapp-fab {
    position: fixed;
    bottom: 30px;
    right: 30px;
    width: 58px;
    height: 58px;
    background: linear-gradient(135deg, #25d366, #128c7e);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 4px 20px rgba(37, 211, 102, 0.4);
    z-index: 999;
    text-decoration: none;
    transition:
        transform 0.3s,
        box-shadow 0.3s;
    animation: waPulse 2.5s infinite;
}

.whatsapp-fab:hover {
    transform: scale(1.1);
    animation: none;
    box-shadow: 0 8px 30px rgba(37, 211, 102, 0.55);
}

.whatsapp-fab svg {
    width: 28px;
    height: 28px;
}

@keyframes waPulse {

    0%,
    100% {
        box-shadow: 0 4px 20px rgba(37, 211, 102, 0.4);
    }

    50% {
        box-shadow:
            0 4px 30px rgba(37, 211, 102, 0.65),
            0 0 0 8px rgba(37, 211, 102, 0.1);
    }
}

/* ---- ANIMATIONS ---- */
@keyframes fadeUp {
    from {
        opacity: 0;
        transform: translateY(28px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.hero-left>* {
    animation: fadeUp 0.7s ease forwards;
    opacity: 0;
}

.hero-left>*:nth-child(1) {
    animation-delay: 0.1s;
}

.hero-left>*:nth-child(2) {
    animation-delay: 0.22s;
}

.hero-left>*:nth-child(3) {
    animation-delay: 0.32s;
}

.hero-left>*:nth-child(4) {
    animation-delay: 0.42s;
}

.hero-left>*:nth-child(5) {
    animation-delay: 0.52s;
}

.hero-right .hero-card:nth-child(1) {
    animation: fadeUp 0.7s 0.3s ease forwards;
    opacity: 0;
}

.hero-right .hero-card:nth-child(2) {
    animation: fadeUp 0.7s 0.45s ease forwards;
    opacity: 0;
}

.hero-right .hero-card:nth-child(3) {
    animation: fadeUp 0.7s 0.6s ease forwards;
    opacity: 0;
}

/* ---- MOBILE ---- */
@media (max-width: 920px) {
    nav {
        padding: 12px 20px;
    }

    .nav-links {
        display: none;
    }

    section {
        padding: 60px 20px;
    }

    .hero {
        padding: 90px 20px 60px;
    }

    .hero-inner {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .stats-bar {
        padding: 30px 20px;
        gap: 36px;
    }

    .loans-layout,
    .emi-layout,
    .about-layout,
    .contact-layout {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .loans-cta-box {
        position: static;
    }

    footer {
        padding: 50px 20px 28px;
    }

    .footer-bottom {
        flex-direction: column;
        align-items: flex-start;
    }

    .contact-form {
        padding: 28px 22px;
    }

    .form-row {
        grid-template-columns: 1fr;
    }
}